Debt free living.

Rebbe Nachman gives 20 reasons that a person becomes debt ridden.  Among them are: lack of emunah, loshon harah and depression.  Really they are all related.  If we truly accept that everything in from Hashem we will not speak ill about other people and we will not fall into depression because if everything is from Hashem then it is all for the best.

from the Shiur  "Debt free living" by Rabbi Lazer Brody

I just got an email that there is a new book about this topic that has just been released by Rabbi Shalom Arush, translated by Rabbi Brody.